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The property market in South Africa has already started to experience great falls in house prices, many people are unfortunately being hit by this and many more stand the risk of losing their homes. Despite the tough times we are currently facing, solutions to these problems are already being offered to home owners in South [...]
We wish to buy a house and found a bank repossession on the market, when I had the water turned on for the house inspection and I was called and told that there was a water leak probably due to the fact that the house was not winterized soon enough. And that we needed [...]
Under the terms and conditions of all bank mortgage contracts it states that a home may be repossessed if repayments are not kept up-to-date. This means that the lender has the right to issue repossession proceedings if mortgage payments are not made as required. Lenders take different actions at different stages, because of this the [...]
if i were to pay towards their mortgage, what could i do to make sure i didn’t lose my money? could i own a percentage of their house (til they payed me back) and could i make it impossible to take out any other loans secured on the house (which would make it higher risk)Repossession
When a person buys a vehicle they usually get a loan for the purchase. This loan is called a secure loan and the vehicle is used as collateral for the loan. What this means is that if the person fails to pay their loan the lender can reposes the vehicle and sell it to pay [...]
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