Archive for the 'mortgagearrears' Category
May 3rd, 2013 by admin
Mortgage insurance protection cover is essential as a backup plan if you are the main earner and you should lose your income. Cover gives you a replacement income that was tax-free providing you become unemployed or suffer from an illness or an accident which would mean you would not be able to work. You could [...]
October 2nd, 2012 by admin
Sub Prime Versus MainstreamFor those with an adverse credit rating getting a new mortgage or re-mortgage can prove to be a trip into a minefield. This article discusses what potential borrowers should look out for whilst look for a loan.One of the problems facing anyone looking for a credit-impaired mortgage is the different criterion that [...]
September 25th, 2012 by admin
In this day and age of rising costs and low housing affordability, various schemes have arisen to assist first-time-buyers get onto the property ladder. One is these is 100% mortgages, which provide enough funds to the borrower to purchase a property outright.This eliminates the need for a deposit as 100% of the property’s purchase cost [...]
September 18th, 2012 by admin
Mortgage arrears are payments that are not made on time or late mortgage payments. Mortgage arrears are something a homeowner should try to avoid. Falling behind on a mortgage can be a very devastating thing. Falling too far behind can mean foreclosure and the loss of the home.Dealing with mortgage arrears is the only way [...]
September 4th, 2012 by admin
Are you having trouble paying your mortgage? If you are, you should know that you may have options! Mortgage arrears often lead to repossession or foreclosure. If you happen to be one of those people who are falling behind in your mortgage payments, you had better shape up or lose you house. To help you [...]
August 7th, 2012 by admin
The CeMAP Grp Online Training (www.cemap-grp.co.uk) is a teaching resource for the Certificate in Mortgage Advice and Practice (CeMAP), which is essential to qualify as a mortgage adviser. This course has been designed for those who want to pursue a career in mortgage advising, or even for those who just want knowledge of the vast [...]
July 3rd, 2012 by admin
Remortgage & Bad Credit Remortgage as Interest Rates ClimbAs British loan rates swell to 5.5%, they highest they’ve been in over six years, there has been a great deal of concern regarding the millions that own homes who may now find themselves over stretched and might be forced to remortgage to manage the pressures of [...]
June 12th, 2012 by admin
My husband was a war reporter working in Iraq. Every time he went away I worried and stressed that something would happen but he always assured me that he never took any chances. I was fotunate enough to be able to run my own small business from home which kept me busy during the day [...]
March 12th, 2012 by admin
More than one million households in England could face repossession in the coming year, warns the homelessness charity Shelter. The organisation has seen a steep rise in people seeking help for not being able to repay their mortgages. In 2007 there were 80,000 people seeking help, an increase of 10,000 from the year before.Adam Sampson, [...]
March 12th, 2012 by admin
We live in a world where credit cards, overdrafts and loans make spending effortless. Online shopping brings the high street into your home and every newspaper you read offers bigger and better deals on consumer items. In this situation, it is very easy to overspend and managing your personal finance can quickly become a nightmare [...]